Direct Deposit
Security
Privacy
Biometric protection
Build credit history
TheTenn card
Cash back
Manage money
Send money
Direct Deposit
Security
Privacy
Biometric protection
Build credit history
TheTenn card
Cash back
Manage money
Send money
Direct Deposit
Security
Privacy
Biometric protection
Build credit history
TheTenn card
Cash back
Manage money
Send money

Smarter Everyday Banking

Spend, save, and send money. Anytime. Anywhere.

  • Card
  • Account
  • Mobile App

No monthly fees

Fee free, feature rich

Earn As You Spend

Shop your favorite brands and earn up to 8% cashback, automatically added to your account.

Spend as usual with your TheTenn card. Watch your credit history at the same time.

Seamless Credit Journey

Build credit history with everyday purchases using TheTenn’s secured credit account. No credit checks, no hassle.

Reliable Security, Guaranteed

Protection and peace of mind

Your funds are FDIC insured up to $250,000 through Evolve Bank & Trust, Member FDIC.

Always in control

In case your card gets lost, pause or unpause it instantly in TheTenn mobile app.

Serious security

TheTenn uses fingerprint and Face ID lock to protect your information and help prevent unauthorized use of your account.

What our users say

Any questions?

What is TheTenn?

TheTenn is a financial technology company that empowers people to bank smarter by allowing them to spend, send and save money, anytime, anywhere, all in one beautifully designed mobile app.

What type of card does TheTenn offer?

With a TheTenn account, you gain access to a secured charge card allowing you to safely build credit history², all while having access to features like earlier direct deposits¹, tens of thousands of rewards locations across the US and so much more.

Does TheTenn charge any fees?

No, not even one. No joining fees, no minimum balance fees, no money transfer fees, no foreign transaction fees, and not even out of network ATM withdrawal fees.

How do I open an account?

Opening a TheTenn account is fast and easy. Simply download the app and the whole process usually takes just a few minutes. We do not run a credit check, and opening an account with us will not impact your credit score.